Now live on WhatsApp
Pay for anything.
Wherever you are.
Buy data, send money, and get things done in seconds. Billi brings fast, simple payments to the web and right inside WhatsApp.
Already have an account? Log in


Still dialing codes to get things done?
Codes that time out. Menus that never end. And it always fails right when you need it most.
There's an easier way. You already have it installed.
The easier way
From “hi” to paid. In three steps.
No codes, no endless menus. Say hi on WhatsApp or sign up on the web, and Billi takes it from there.
- 1
Create your account
Sign up on the web in under a minute, or just say hi to Billi on WhatsApp and your account is created on the spot.
- 2
Fund your wallet
Transfer to your dedicated Billi account number from any bank or fintech app. Your balance updates automatically.
- 3
Pay in seconds
Tell Billi what you need, data for your sister, airtime for Mama, and it's done in seconds with a receipt to show for it.
What's on Billi?
One wallet. Everything you pay for.
Data, airtime, and transfers to any bank are live today. Bills and more are on the way. One balance covers all of it.
Data
Stay online
Get data bundles for as low as ₦49 across every network. Send it to any number and watch the delivery status update live.
Real prices, straight from the app.
Airtime
Send airtime instantly
Credit any Nigerian number in seconds. No USSD codes or bank app logins. You get a receipt for every recharge.
Wallet
One balance for everything
Get a dedicated account number. Fund it by bank transfer and use the balance to pay for anything on Billi.
Wallet balance
₦12,500.00
Funded via bank transfer · Instant
Payments
Send money like you send a text
Your Billi wallet doesn't just top up phones. Move money from it to any Nigerian bank account, or straight to another Billi wallet, in one message.
From
Billi wallet
To
Any bank · Any Billi wallet
₦5,000
Smart analytics
Know where your money goes
Billi will soon break down your data and airtime spending by network, number, and month, so you always know what keeps you connected.
Context aware
It remembers, so you don't have to
Billi remembers who you pay. Say “airtime for Chuks” and it knows the number, the network, and your usual amount.
On the roadmap
And we're just getting started
The next wave of Billi is already in the works.
Everyday life
For the moments that can't wait.
Data, airtime, whatever comes up. One message and it's handled.
Topping up Mama's phone
Airtime for family, wherever you are.
Billi, send ₦2,000 airtime to 0803 123 4567
Done ✅ ₦2,000 MTN airtime delivered to 0803 ••• 4567.
Emergency data before a meeting
From zero bars to back online in seconds.
I need 10GB on this number, fast
10GB Airtel delivered ✅ Valid for 30 days. You're good to go.
Airtime for a stranded friend
Be the friend who always comes through.
Send ₦1,000 airtime to Chuks, 0812 345 6789
Sent ✅ ₦1,000 Glo airtime is on its way to 0812 ••• 6789.
Two ways to Billi
Use the web app. Or just send a message.
The chats you just saw are real. Same wallet, same instant delivery. Pick whichever is closer to your thumb.
Web app
A clean dashboard for your money
- Wallet balance and history always in view
- Pay for what you need in a few taps
- Receipts and live status for every payment


No app needed, just send a message
- No new app, chat with Billi like a friend
- Ask for prices, check your balance, make payments
- Every purchase confirmed by you, protected by your wallet PIN
- One-time setup on the web: create your wallet and set your PIN, then buy from chat

Security
Your money, locked down
Billi is built like a financial product, because it is one.
Encrypted by default
Your account and every transaction are protected with industry-standard encryption, in transit and at rest.
PIN-confirmed purchases
You confirm every purchase yourself, protected by your wallet PIN. Billi never asks for card details or bank passwords, not even in chat.
Money-back reliability
If a payment ever fails, the amount is reversed to your wallet automatically. No tickets, no chasing anyone.
Wallet account numbers are issued through licensed banking partners, and your balance is yours: withdrawable, traceable, and never touched without your say-so.
What users say
Loved by people who just want it done
Real moments from people topping up with Billi every week.
“I texted Billi for 1GB during a meeting and it landed before I finished typing my next message. No app, no stress.”
“My mum can't handle banking apps, but she can send a WhatsApp message. Now she tops up her own airtime with Billi.”
“A failed top-up refunded itself to my wallet before I could even complain. That's when I knew I could trust it.”
FAQ
Frequently asked questions
Start paying. Say hi to Billi.
Data finished at midnight? Mama needs airtime? Billi is already in your chats. Get your account number and make your first payment today.
Need help? Get support without the wait. No call centers, no hold music. Message us on WhatsApp or email hello@getbilli.app.
getbilli.app
Payments that just work.
Did you Know?
Billi is built for everyday payments: fund your wallet by bank transfer, pay for what you need, and keep a receipt for every transaction.
